Merchants • Grocery

Best Credit Cards for Maxi

Among the cards CardTruth has reviewed, the BMO CashBack World Elite Mastercard earns the most at Maxi: 5% back, worth 5% of what you spend. Compare the top two →

Cards accepted

In store
Visa and Mastercard
Online
Visa and Mastercard

Loblaw grocery banners don't accept American Express.

How purchases code (MCC)

  • 5411Grocery stores and supermarketsCommonly reported

A purchase's code is set by the merchant's payment processor and card network, not by your card, and it can differ by location, network and over time (American Express classifies merchants itself). Your statement shows how a purchase actually coded. Last verified October 2026.

Personal cards accepted in store

  1. BMO CashBack World EliteBy merchant code · Spending cap applies
    5%5% back
  2. CIBC Dividend Visa InfiniteCategory match · Spending cap applies
    4%4% back
  3. PC Insiders World Elite MastercardNamed in the card's terms
    4%4% back
  4. Momentum Infinite+By merchant code · Spending cap applies
    4%4% back
  5. BMO eclipse Visa InfiniteCategory match · Spending cap applies
    ≈3.35%5x points
Show all 67 personal cardsShow fewer
  1. BMO eclipse Visa Infinite PrivilegeCategory match · Spending cap applies
    ≈3.35%5x points
  2. BMO CashBack MastercardBy merchant code · Spending cap applies
    3%3% back
  3. BMO VIPorter World EliteCategory match · Spending cap applies
    ≈3%2x points
  4. CIBC Aeroplan Visa InfiniteCategory match · Spending cap applies
    ≈3%1.5x points
  5. CIBC Aeroplan Visa Infinite PrivilegeCategory match · Spending cap applies
    ≈3%1.5x points
  6. CIBC Dividend Platinum VisaCategory match · Spending cap applies
    3%3% back
  7. PC World Elite MastercardNamed in the card's terms
    3%3% back
  8. RBC Cash Back PreferredBy merchant code
    3%3% back
  9. BMO CashBack Mastercard (Student)By merchant code · Spending cap applies
    3%3% back
  10. TD Aeroplan InfiniteBy merchant code · Spending cap applies
    ≈3%1.5x points
  11. TD Aeroplan PrivilegeBy merchant code · Spending cap applies
    ≈3%1.5x points
  12. TD Cash Back InfiniteBy merchant code · Spending cap applies
    3%3% back
  13. TD First Class TravelBy merchant code · Spending cap applies
    ≈3%6x points
  14. RBC Avion PrivilegeBase rate
    ≈2.25%1.25x points
  15. TD Platinum TravelBy merchant code · Spending cap applies
    ≈2.25%4.5x points
  16. RBC ION+By merchant code
    ≈2.13%3x points
  17. CIBC Aeroplan VisaCategory match · Spending cap applies
    ≈2%1x points
  18. CIBC Aeroplan Visa (Student)Category match · Spending cap applies
    ≈2%1x points
  19. CIBC Aventura Visa Infinite PrivilegeCategory match · Spending cap applies
    ≈2%2x points
  20. CIBC Dividend VisaCategory match · Spending cap applies
    2%2% back
  21. CIBC Dividend Visa (Student)Category match · Spending cap applies
    2%2% back
  22. PC World MastercardNamed in the card's terms
    2%2% back
  23. RBC Cash Back MCBy merchant code
    2%2% back
  24. Momentum VisaBy merchant code · Spending cap applies
    2%2% back
  25. Momentum Visa (Student)By merchant code · Spending cap applies
    2%2% back
  26. Scotia Passport Infinite+Category match · Spending cap applies
    ≈2%2x points
  27. TD Aeroplan PlatinumBy merchant code · Spending cap applies
    ≈2%1x points
  28. WS Visa Infinite+Base rate
    2%2% back
  29. WS Visa Infinite PrivilegeBase rate
    2%2% back
  30. WestJet World EliteBy merchant code
    ≈2%2x points
  31. RBC Avion InfiniteBase rate
    ≈1.8%1x points
  32. RBC Avion PlatinumBase rate
    ≈1.8%1x points
  33. BMO eclipse rise VisaCategory match · Spending cap applies
    ≈1.68%2.5x points
  34. BMO VIPorter MastercardCategory match · Spending cap applies
    ≈1.5%1x points
  35. CIBC Aventura Gold VisaCategory match · Spending cap applies
    ≈1.5%1.5x points
  36. CIBC Aventura Visa InfiniteCategory match · Spending cap applies
    ≈1.5%1.5x points
  37. RBC British AirwaysBase rate
    ≈1.5%1x points
  38. TD Rewards VisaBy merchant code · Spending cap applies
    ≈1.5%3x points
  39. BMO Blue Rewards World EliteCategory match · Spending cap applies
    ≈1.34%2x points
  40. RBC IONBy merchant code
    ≈1.07%1.5x points
  41. CIBC Aventura VisaCategory match · Spending cap applies
    ≈1%1x points
  42. CIBC Aventura Visa (Student)Category match · Spending cap applies
    ≈1%1x points
  43. CIBC Costco MastercardBase rate
    1%1% back
  44. PC MastercardCategory match
    1%1% back
  45. Momentum MastercardCategory match
    1%1% back
  46. Momentum No-Fee VisaBy merchant code · Spending cap applies
    1%1% back
  47. Momentum No-Fee (Student)By merchant code · Spending cap applies
    1%1% back
  48. Scotia Passport PrivilegeBase rate
    ≈1%1x points
  49. Scotia Scene+ VisaBase rate
    ≈1%1x points
  50. Scotia Scene+ Visa (Student)Base rate
    ≈1%1x points
  51. ScotiaGold PassportBase rate
    ≈1%1x points
  52. TD Cash Back VisaBy merchant code · Spending cap applies
    1%1% back
  53. WestJet RBC MCBase rate
    ≈1%1x points
  54. CIBC Adapta MastercardBase rate
    ≈0.83%1x points
  55. CIBC Adapta Mastercard (Student)Base rate
    ≈0.83%1x points
  56. moi RBC VisaBase rate
    ≈0.8%1x points
  57. RBC U.S. Dollar GoldBase rate
    ≈0.71%1x points
  58. BMO Ascend World EliteBase rate
    ≈0.67%1x points
  59. BMO Blue Rewards MastercardCategory match · Spending cap applies
    ≈0.67%1x points
  60. More Rewards InfiniteBase rate
    ≈0.6%4x points
  61. CIBC USD Aventura Gold VisaBase rate
    ≈0.5%0.5x points
  62. More Rewards VisaBase rate
    ≈0.45%3x points

American Express cards aren't accepted at Maxi, so they're not listed.

Values are cash-back equivalents: percentage rates as stated, and points at CardTruth's estimated point value (each teardown's Points & Redemption section explains it). Rates come from each card's terms; welcome offers aren't included. Confirm current rates with the issuer before you rely on them.