Merchants • Travel

Best Credit Cards for Air Canada

Among the cards CardTruth has reviewed, the American Express Aeroplan Reserve Card earns the most at Air Canada: 3x points, worth ≈6% of what you spend. Compare the top two →

Cards accepted

In store
Visa, Mastercard and American Express
Online
Visa, Mastercard and American Express

How purchases code (MCC)

  • 3009Air CanadaCommonly reported

    Air Canada has its own airline code. Aeroplan cards' Air Canada rates apply to purchases made directly with Air Canada (aircanada.com, airport counters, on board) and Air Canada Vacations; tickets bought through other sites usually earn the card's travel or base rate.

A purchase's code is set by the merchant's payment processor and card network, not by your card, and it can differ by location, network and over time (American Express classifies merchants itself). Your statement shows how a purchase actually coded. Last verified October 2026.

Personal cards accepted in store

  1. American Express Aeroplan Reserve CardNamed in the card's terms
    ≈6%3x points
  2. American Express Aeroplan CardNamed in the card's terms
    ≈4%2x points
  3. American Express Gold Rewards CardCategory match
    ≈4%2x points
  4. CIBC Aeroplan Visa Infinite Privilege CardNamed in the card's terms · Spending cap applies
    ≈4%2x points
  5. TD Aeroplan Visa Infinite Privilege CardNamed in the card's terms · Spending cap applies
    ≈4%2x points
  6. The Platinum Card from American ExpressCategory match
    ≈4%2x points
  7. BMO Ascend World Elite MastercardCategory match · Spending cap applies
    ≈3.35%5x points
  8. BMO eclipse Visa Infinite Privilege CardCategory match · Spending cap applies
    ≈3.35%5x points
  9. CIBC Aeroplan Visa Infinite CardNamed in the card's terms · Spending cap applies
    ≈3%1.5x points
  10. Scotiabank Passport Visa Infinite Privilege CardCategory match
    ≈3%3x points
Show all 80 personal cardsShow fewer
  1. TD Aeroplan Visa Infinite CardNamed in the card's terms
    ≈3%1.5x points
  2. RBC Avion Visa InfiniteCategory match
    ≈2.25%1.25x points
  3. RBC Avion Visa Infinite PrivilegeBase rate
    ≈2.25%1.25x points
  4. American Express Cobalt CardBase rate
    ≈2%1x points
  5. American Express Green CardBase rate
    ≈2%1x points
  6. CIBC Aeroplan Visa CardNamed in the card's terms · Spending cap applies
    ≈2%1x points
  7. CIBC Aeroplan Visa Card for StudentsNamed in the card's terms · Spending cap applies
    ≈2%1x points
  8. Scotiabank Platinum American Express CardCategory match
    ≈2%2x points
  9. SimplyCash Preferred Card from American ExpressBase rate
    2%2% back
  10. TD Aeroplan Visa Platinum CardNamed in the card's terms
    ≈2%1x points
  11. Wealthsimple Visa Infinite + Credit CardBase rate
    2%2% back
  12. Wealthsimple Visa Infinite Privilege Credit CardBase rate
    2%2% back
  13. Marriott Bonvoy American Express CardBase rate
    ≈1.8%2x points
  14. RBC Avion Visa PlatinumBase rate
    ≈1.8%1x points
  15. BMO VIPorter World Elite MastercardBase rate
    ≈1.5%1x points
  16. RBC British Airways Visa InfiniteBase rate
    ≈1.5%1x points
  17. WestJet RBC World Elite MastercardBase rate
    ≈1.5%1.5x points
  18. CIBC Aventura Visa Infinite Privilege CardBase rate
    ≈1.25%1.25x points
  19. SimplyCash Card from American ExpressBase rate
    1.25%1.25% back
  20. BMO CashBack World Elite MastercardBase rate
    1%1% back
  21. CIBC Aventura Gold Visa CardBase rate
    ≈1%1x points
  22. CIBC Aventura Visa Infinite CardBase rate
    ≈1%1x points
  23. CIBC Costco MastercardBase rate
    1%1% back
  24. CIBC Dividend Platinum Visa CardBase rate
    1%1% back
  25. CIBC Dividend Visa Infinite CardBase rate
    1%1% back
  26. PC Insiders World Elite MastercardBase rate
    1%1% back
  27. PC MastercardBase rate
    1%1% back
  28. PC World Elite MastercardBase rate
    1%1% back
  29. PC World MastercardBase rate
    1%1% back
  30. RBC Cash Back Preferred World Elite MastercardBase rate
    1%1% back
  31. Scotia Momentum Visa CardBase rate
    1%1% back
  32. Scotia Momentum Visa Card (for students)Base rate
    1%1% back
  33. Scotia Momentum Visa Infinite+ CardBase rate
    1%1% back
  34. Scotiabank American Express CardBase rate
    ≈1%1x points
  35. Scotiabank American Express Card (for students)Base rate
    ≈1%1x points
  36. Scotiabank Gold American Express CardCategory match
    ≈1%1x points
  37. Scotiabank Passport Visa Infinite+ CardCategory match
    ≈1%1x points
  38. Scotiabank Scene+ Visa CardBase rate
    ≈1%1x points
  39. Scotiabank Scene+ Visa Card (for students)Base rate
    ≈1%1x points
  40. ScotiaGold Passport Visa CardBase rate
    ≈1%1x points
  41. TD Cash Back Visa Infinite CardBase rate
    1%1% back
  42. TD First Class Travel Visa Infinite CardBase rate
    ≈1%2x points
  43. WestJet RBC MastercardBase rate
    ≈1%1x points
  44. CIBC Adapta MastercardBase rate
    ≈0.83%1x points
  45. CIBC Adapta Mastercard for StudentsBase rate
    ≈0.83%1x points
  46. moi RBC VisaBase rate
    ≈0.8%1x points
  47. BMO VIPorter MastercardBase rate
    ≈0.75%0.5x points
  48. TD Platinum Travel Visa CardBase rate
    ≈0.75%1.5x points
  49. RBC ION VisaBase rate
    ≈0.71%1x points
  50. RBC ION+ VisaBase rate
    ≈0.71%1x points
  51. RBC U.S. Dollar Visa GoldBase rate
    ≈0.71%1x points
  52. BMO Blue Rewards World Elite MastercardBase rate
    ≈0.67%1x points
  53. BMO eclipse Visa Infinite CardBase rate
    ≈0.67%1x points
  54. More Rewards RBC Visa InfiniteBase rate
    ≈0.6%4x points
  55. BMO CashBack MastercardBase rate
    0.5%0.5% back
  56. CIBC Aventura Visa CardBase rate
    ≈0.5%0.5x points
  57. CIBC Aventura Visa Card for StudentsBase rate
    ≈0.5%0.5x points
  58. CIBC Dividend Visa CardBase rate
    0.5%0.5% back
  59. CIBC Dividend Visa Card for StudentsBase rate
    0.5%0.5% back
  60. CIBC U.S. Dollar Aventura Gold Visa CardBase rate
    ≈0.5%0.5x points
  61. RBC Cash Back MastercardBase rate
    0.5%0.5% back
  62. Scotia Momentum Mastercard Credit CardBase rate
    0.5%0.5% back
  63. Scotia Momentum No-Fee Visa CardBase rate
    0.5%0.5% back
  64. Scotia Momentum No-Fee Visa Card (for students)Base rate
    0.5%0.5% back
  65. Student BMO CashBack MastercardBase rate
    0.5%0.5% back
  66. TD Cash Back Visa CardBase rate
    0.5%0.5% back
  67. TD Rewards Visa CardBase rate
    ≈0.5%1x points
  68. More Rewards RBC VisaBase rate
    ≈0.45%3x points
  69. BMO Blue Rewards MastercardBase rate
    ≈0.34%0.5x points
  70. BMO eclipse rise Visa CardBase rate
    ≈0.34%0.5x points

Business cards

  1. American Express Aeroplan Business Reserve CardNamed in the card's terms
    ≈6%3x points
  2. Business Platinum Card from American ExpressBase rate
    ≈2.5%1.25x points
  3. American Express Business Gold Rewards CardBase rate
    ≈2%1x points
  4. Marriott Bonvoy Business American Express CardBase rate
    ≈1.8%2x points

Values are cash-back equivalents: percentage rates as stated, and points at CardTruth's estimated point value (each teardown's Points & Redemption section explains it). Rates come from each card's terms; welcome offers aren't included. Confirm current rates with the issuer before you rely on them.