Merchants • Retail

Best Credit Cards for Amazon.ca

Among the cards CardTruth has reviewed, the American Express Aeroplan Reserve Card earns the most at Amazon.ca: 1.25x points, worth ≈2.5% of what you spend. Compare the top two →

Cards accepted

In store
None
Online
Visa, Mastercard and American Express

Online only.

How purchases code (MCC)

  • 5399Miscellaneous general merchandiseVaries

    Amazon commonly codes as general merchandise (5399) outside Canada; Amazon.ca's code isn't confirmed. Few cards have a bonus that would apply, so most earn their base rate.

A purchase's code is set by the merchant's payment processor and card network, not by your card, and it can differ by location, network and over time (American Express classifies merchants itself). Your statement shows how a purchase actually coded. Last verified October 2026.

Personal cards

  1. Amex Aeroplan ReserveBase rate
    ≈2.5%1.25x points
  2. CIBC Aeroplan Visa Infinite PrivilegeBase rate
    ≈2.5%1.25x points
  3. TD Aeroplan PrivilegeBase rate
    ≈2.5%1.25x points
  4. RBC Avion PrivilegeBase rate
    ≈2.25%1.25x points
  5. Amex Aeroplan CardBase rate
    ≈2%1x points
Show all 80 personal cardsShow fewer
  1. Amex CobaltBase rate
    ≈2%1x points
  2. Amex GoldBase rate
    ≈2%1x points
  3. Amex GreenBase rate
    ≈2%1x points
  4. CIBC Aeroplan Visa InfiniteBase rate
    ≈2%1x points
  5. Scotia Platinum AmexBase rate
    ≈2%2x points
  6. Amex SimplyCash PreferredBase rate
    2%2% back
  7. TD Aeroplan InfiniteBase rate
    ≈2%1x points
  8. Amex PlatinumBase rate
    ≈2%1x points
  9. WS Visa Infinite+Base rate
    2%2% back
  10. WS Visa Infinite PrivilegeBase rate
    2%2% back
  11. Marriott Bonvoy AmexBase rate
    ≈1.8%2x points
  12. RBC Avion InfiniteBase rate
    ≈1.8%1x points
  13. RBC Avion PlatinumBase rate
    ≈1.8%1x points
  14. BMO VIPorter World EliteBase rate
    ≈1.5%1x points
  15. RBC British AirwaysBase rate
    ≈1.5%1x points
  16. WestJet World EliteBase rate
    ≈1.5%1.5x points
  17. CIBC Aeroplan VisaBase rate
    ≈1.34%0.67x points
  18. CIBC Aeroplan Visa (Student)Base rate
    ≈1.34%0.67x points
  19. TD Aeroplan PlatinumBase rate
    ≈1.34%0.67x points
  20. CIBC Aventura Visa Infinite PrivilegeBase rate
    ≈1.25%1.25x points
  21. Amex SimplyCashBase rate
    1.25%1.25% back
  22. BMO CashBack World EliteBase rate
    1%1% back
  23. CIBC Aventura Gold VisaBase rate
    ≈1%1x points
  24. CIBC Aventura Visa InfiniteBase rate
    ≈1%1x points
  25. CIBC Costco MastercardBase rate
    1%1% back
  26. CIBC Dividend Platinum VisaBase rate
    1%1% back
  27. CIBC Dividend Visa InfiniteBase rate
    1%1% back
  28. PC Insiders World Elite MastercardBase rate
    1%1% back
  29. PC MastercardBase rate
    1%1% back
  30. PC World Elite MastercardBase rate
    1%1% back
  31. PC World MastercardBase rate
    1%1% back
  32. RBC Cash Back PreferredBase rate
    1%1% back
  33. Momentum VisaBase rate
    1%1% back
  34. Momentum Visa (Student)Base rate
    1%1% back
  35. Momentum Infinite+Base rate
    1%1% back
  36. Scotiabank AmexBase rate
    ≈1%1x points
  37. Scotiabank Amex (Student)Base rate
    ≈1%1x points
  38. Scotia Gold AmexBase rate
    ≈1%1x points
  39. Scotia Passport PrivilegeBase rate
    ≈1%1x points
  40. Scotia Passport Infinite+Base rate
    ≈1%1x points
  41. Scotia Scene+ VisaBase rate
    ≈1%1x points
  42. Scotia Scene+ Visa (Student)Base rate
    ≈1%1x points
  43. ScotiaGold PassportBase rate
    ≈1%1x points
  44. TD Cash Back InfiniteBase rate
    1%1% back
  45. TD First Class TravelBase rate
    ≈1%2x points
  46. WestJet RBC MCBase rate
    ≈1%1x points
  47. CIBC Adapta MastercardBase rate
    ≈0.83%1x points
  48. CIBC Adapta Mastercard (Student)Base rate
    ≈0.83%1x points
  49. moi RBC VisaBase rate
    ≈0.8%1x points
  50. BMO VIPorter MastercardBase rate
    ≈0.75%0.5x points
  51. TD Platinum TravelBase rate
    ≈0.75%1.5x points
  52. RBC IONBase rate
    ≈0.71%1x points
  53. RBC ION+Base rate
    ≈0.71%1x points
  54. RBC U.S. Dollar GoldBase rate
    ≈0.71%1x points
  55. BMO Ascend World EliteBase rate
    ≈0.67%1x points
  56. BMO Blue Rewards World EliteBase rate
    ≈0.67%1x points
  57. BMO eclipse Visa InfiniteBase rate
    ≈0.67%1x points
  58. BMO eclipse Visa Infinite PrivilegeBase rate
    ≈0.67%1x points
  59. More Rewards InfiniteBase rate
    ≈0.6%4x points
  60. BMO CashBack MastercardBase rate
    0.5%0.5% back
  61. CIBC Aventura VisaBase rate
    ≈0.5%0.5x points
  62. CIBC Aventura Visa (Student)Base rate
    ≈0.5%0.5x points
  63. CIBC Dividend VisaBase rate
    0.5%0.5% back
  64. CIBC Dividend Visa (Student)Base rate
    0.5%0.5% back
  65. CIBC USD Aventura Gold VisaBase rate
    ≈0.5%0.5x points
  66. RBC Cash Back MCBase rate
    0.5%0.5% back
  67. Momentum MastercardBase rate
    0.5%0.5% back
  68. Momentum No-Fee VisaBase rate
    0.5%0.5% back
  69. Momentum No-Fee (Student)Base rate
    0.5%0.5% back
  70. BMO CashBack Mastercard (Student)Base rate
    0.5%0.5% back
  71. TD Cash Back VisaBase rate
    0.5%0.5% back
  72. TD Rewards VisaBase rate
    ≈0.5%1x points
  73. More Rewards VisaBase rate
    ≈0.45%3x points
  74. BMO Blue Rewards MastercardBase rate
    ≈0.34%0.5x points
  75. BMO eclipse rise VisaBase rate
    ≈0.34%0.5x points

Business cards

  1. Amex Aeroplan Business ReserveBase rate
    ≈2.5%1.25x points
  2. Amex Business PlatinumBase rate
    ≈2.5%1.25x points
  3. Amex Business Gold RewardsBase rate
    ≈2%1x points
Show all 4 business cardsShow fewer
  1. Marriott Bonvoy Business AmexBase rate
    ≈1.8%2x points

Values are cash-back equivalents: percentage rates as stated, and points at CardTruth's estimated point value (each teardown's Points & Redemption section explains it). Rates come from each card's terms; welcome offers aren't included. Confirm current rates with the issuer before you rely on them.