Merchants • Streaming

Best Credit Cards for Disney+

Among the cards CardTruth has reviewed, the American Express Cobalt Card earns the most at Disney+: 3x points, worth ≈6% of what you spend. Compare the top two →

Cards accepted

In store
None
Online
Visa, Mastercard and American Express

Subscriptions billed through an app store, phone, internet or cable provider code as that company instead, and usually don't qualify for a streaming rate. On the Amex Cobalt's list of eligible streaming services. It isn't on the list reported for Scotiabank's Amex cards.

How purchases code (MCC)

  • 4899Cable, satellite and other pay television servicesVaries

    Not confirmed: streaming services code as pay TV (4899) or digital media (5815).

  • 5815Digital goods: books, movies and musicVaries

A purchase's code is set by the merchant's payment processor and card network, not by your card, and it can differ by location, network and over time (American Express classifies merchants itself). Your statement shows how a purchase actually coded. Last verified October 2026.

Personal cards

  1. Amex CobaltNamed in the card's terms
    ≈6%3x points
  2. Momentum Infinite+Category match · Spending cap applies · Only when billed automatically
    4%4% back
  3. RBC Cash Back PreferredBy merchant code · Code varies by location
    3%3% back
  4. TD Cash Back InfiniteBy merchant code · Code varies by location · Spending cap applies
    3%3% back
  5. Amex Aeroplan ReserveBase rate
    ≈2.5%1.25x points
Show all 80 personal cardsShow fewer
  1. CIBC Aeroplan Visa Infinite PrivilegeBase rate
    ≈2.5%1.25x points
  2. TD Aeroplan PrivilegeBase rate
    ≈2.5%1.25x points
  3. RBC Avion PrivilegeBase rate
    ≈2.25%1.25x points
  4. RBC ION+By merchant code · Code varies by location
    ≈2.13%3x points
  5. BMO Ascend World EliteCategory match · Spending cap applies · Only when billed automatically
    ≈2.01%3x points
  6. Amex Aeroplan CardBase rate
    ≈2%1x points
  7. Amex GoldBase rate
    ≈2%1x points
  8. Amex GreenBase rate
    ≈2%1x points
  9. BMO CashBack World EliteCategory match · Spending cap applies · Only when billed automatically
    2%2% back
  10. CIBC Aeroplan Visa InfiniteBase rate
    ≈2%1x points
  11. CIBC Dividend Platinum VisaCategory match · Spending cap applies · Only when billed automatically
    2%2% back
  12. CIBC Dividend Visa InfiniteCategory match · Spending cap applies · Only when billed automatically
    2%2% back
  13. Momentum VisaCategory match · Spending cap applies · Only when billed automatically
    2%2% back
  14. Momentum Visa (Student)Category match · Spending cap applies · Only when billed automatically
    2%2% back
  15. Scotia Platinum AmexBase rate
    ≈2%2x points
  16. Amex SimplyCash PreferredBase rate
    2%2% back
  17. TD Aeroplan InfiniteBase rate
    ≈2%1x points
  18. TD First Class TravelBy merchant code · Code varies by location · Spending cap applies
    ≈2%4x points
  19. Amex PlatinumBase rate
    ≈2%1x points
  20. WS Visa Infinite+Base rate
    2%2% back
  21. WS Visa Infinite PrivilegeBase rate
    2%2% back
  22. Marriott Bonvoy AmexBase rate
    ≈1.8%2x points
  23. RBC Avion InfiniteBase rate
    ≈1.8%1x points
  24. RBC Avion PlatinumBase rate
    ≈1.8%1x points
  25. BMO eclipse rise VisaCategory match · Spending cap applies · Only when billed automatically
    ≈1.68%2.5x points
  26. BMO VIPorter World EliteBase rate
    ≈1.5%1x points
  27. RBC British AirwaysBase rate
    ≈1.5%1x points
  28. TD Platinum TravelBy merchant code · Code varies by location · Spending cap applies
    ≈1.5%3x points
  29. WestJet RBC MCCategory match
    ≈1.5%1.5x points
  30. WestJet World EliteBase rate
    ≈1.5%1.5x points
  31. CIBC Aeroplan VisaBase rate
    ≈1.34%0.67x points
  32. CIBC Aeroplan Visa (Student)Base rate
    ≈1.34%0.67x points
  33. TD Aeroplan PlatinumBase rate
    ≈1.34%0.67x points
  34. CIBC Aventura Visa Infinite PrivilegeBase rate
    ≈1.25%1.25x points
  35. Amex SimplyCashBase rate
    1.25%1.25% back
  36. RBC IONBy merchant code · Code varies by location
    ≈1.07%1.5x points
  37. BMO CashBack MastercardCategory match · Spending cap applies · Only when billed automatically
    1%1% back
  38. CIBC Aventura Gold VisaBase rate
    ≈1%1x points
  39. CIBC Aventura Visa InfiniteBase rate
    ≈1%1x points
  40. CIBC Costco MastercardBase rate
    1%1% back
  41. CIBC Dividend VisaCategory match · Spending cap applies · Only when billed automatically
    1%1% back
  42. CIBC Dividend Visa (Student)Category match · Spending cap applies · Only when billed automatically
    1%1% back
  43. PC Insiders World Elite MastercardBase rate
    1%1% back
  44. PC MastercardBase rate
    1%1% back
  45. PC World Elite MastercardBase rate
    1%1% back
  46. PC World MastercardBase rate
    1%1% back
  47. Momentum MastercardCategory match · Only when billed automatically
    1%1% back
  48. Momentum No-Fee VisaCategory match · Spending cap applies · Only when billed automatically
    1%1% back
  49. Momentum No-Fee (Student)Category match · Spending cap applies · Only when billed automatically
    1%1% back
  50. Scotiabank AmexBase rate
    ≈1%1x points
  51. Scotiabank Amex (Student)Base rate
    ≈1%1x points
  52. Scotia Gold AmexBase rate
    ≈1%1x points
  53. Scotia Passport PrivilegeBase rate
    ≈1%1x points
  54. Scotia Passport Infinite+Base rate
    ≈1%1x points
  55. Scotia Scene+ VisaBase rate
    ≈1%1x points
  56. Scotia Scene+ Visa (Student)Base rate
    ≈1%1x points
  57. ScotiaGold PassportBase rate
    ≈1%1x points
  58. BMO CashBack Mastercard (Student)Category match · Spending cap applies · Only when billed automatically
    1%1% back
  59. TD Cash Back VisaBy merchant code · Code varies by location · Spending cap applies
    1%1% back
  60. TD Rewards VisaBy merchant code · Code varies by location · Spending cap applies
    ≈1%2x points
  61. CIBC Adapta MastercardBase rate
    ≈0.83%1x points
  62. CIBC Adapta Mastercard (Student)Base rate
    ≈0.83%1x points
  63. moi RBC VisaBase rate
    ≈0.8%1x points
  64. BMO VIPorter MastercardBase rate
    ≈0.75%0.5x points
  65. RBC U.S. Dollar GoldBase rate
    ≈0.71%1x points
  66. BMO Blue Rewards World EliteBase rate
    ≈0.67%1x points
  67. BMO eclipse Visa InfiniteBase rate
    ≈0.67%1x points
  68. BMO eclipse Visa Infinite PrivilegeBase rate
    ≈0.67%1x points
  69. More Rewards InfiniteBase rate
    ≈0.6%4x points
  70. CIBC Aventura VisaBase rate
    ≈0.5%0.5x points
  71. CIBC Aventura Visa (Student)Base rate
    ≈0.5%0.5x points
  72. CIBC USD Aventura Gold VisaBase rate
    ≈0.5%0.5x points
  73. RBC Cash Back MCBase rate
    0.5%0.5% back
  74. More Rewards VisaBase rate
    ≈0.45%3x points
  75. BMO Blue Rewards MastercardBase rate
    ≈0.34%0.5x points

Business cards

  1. Amex Aeroplan Business ReserveBase rate
    ≈2.5%1.25x points
  2. Amex Business PlatinumBase rate
    ≈2.5%1.25x points
  3. Amex Business Gold RewardsBase rate
    ≈2%1x points
Show all 4 business cardsShow fewer
  1. Marriott Bonvoy Business AmexBase rate
    ≈1.8%2x points

Values are cash-back equivalents: percentage rates as stated, and points at CardTruth's estimated point value (each teardown's Points & Redemption section explains it). Rates come from each card's terms; welcome offers aren't included. Confirm current rates with the issuer before you rely on them.