Merchants • Phone and internet

Best Credit Cards for Fido

Among the cards CardTruth has reviewed, the Scotia Momentum Visa Infinite+ Card earns the most at Fido: 4% back, worth 4% of what you spend, when the bill is charged to the card automatically. Compare the top two →

Cards accepted

In store
Visa, Mastercard and American Express
Online
Visa, Mastercard and American Express

Rogers and Fido have announced a 1.6% fee on credit card payments starting in 2027, which would cancel most of what a card earns on the bill. Several cards' recurring-bill rates apply only when the bill is charged to the card automatically each month.

How purchases code (MCC)

  • 4814Telecommunication servicesCommonly reported

    Phone and internet providers code as telecommunication services (4814).

A purchase's code is set by the merchant's payment processor and card network, not by your card, and it can differ by location, network and over time (American Express classifies merchants itself). Your statement shows how a purchase actually coded. Last verified October 2026.

Personal cards accepted in store

  1. Momentum Infinite+Category match · Spending cap applies · Only when billed automatically
    4%4% back
  2. TD Cash Back InfiniteCategory match · Spending cap applies · Only when billed automatically
    3%3% back
  3. Amex Aeroplan ReserveBase rate
    ≈2.5%1.25x points
  4. CIBC Aeroplan Visa Infinite PrivilegeBase rate
    ≈2.5%1.25x points
  5. TD Aeroplan PrivilegeBase rate
    ≈2.5%1.25x points
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  1. RBC Avion PrivilegeBase rate
    ≈2.25%1.25x points
  2. BMO Ascend World EliteCategory match · Spending cap applies · Only when billed automatically
    ≈2.01%3x points
  3. Amex Aeroplan CardBase rate
    ≈2%1x points
  4. Amex CobaltBase rate
    ≈2%1x points
  5. Amex GoldBase rate
    ≈2%1x points
  6. Amex GreenBase rate
    ≈2%1x points
  7. BMO CashBack World EliteCategory match · Spending cap applies · Only when billed automatically
    2%2% back
  8. CIBC Aeroplan Visa InfiniteBase rate
    ≈2%1x points
  9. CIBC Dividend Platinum VisaCategory match · Spending cap applies · Only when billed automatically
    2%2% back
  10. CIBC Dividend Visa InfiniteCategory match · Spending cap applies · Only when billed automatically
    2%2% back
  11. Momentum VisaCategory match · Spending cap applies · Only when billed automatically
    2%2% back
  12. Momentum Visa (Student)Category match · Spending cap applies · Only when billed automatically
    2%2% back
  13. Scotia Platinum AmexBase rate
    ≈2%2x points
  14. Amex SimplyCash PreferredBase rate
    2%2% back
  15. TD Aeroplan InfiniteBase rate
    ≈2%1x points
  16. TD First Class TravelCategory match · Spending cap applies · Only when billed automatically
    ≈2%4x points
  17. Amex PlatinumBase rate
    ≈2%1x points
  18. WS Visa Infinite+Base rate
    2%2% back
  19. WS Visa Infinite PrivilegeBase rate
    2%2% back
  20. Marriott Bonvoy AmexBase rate
    ≈1.8%2x points
  21. RBC Avion InfiniteBase rate
    ≈1.8%1x points
  22. RBC Avion PlatinumBase rate
    ≈1.8%1x points
  23. BMO eclipse rise VisaCategory match · Spending cap applies · Only when billed automatically
    ≈1.68%2.5x points
  24. BMO VIPorter World EliteBase rate
    ≈1.5%1x points
  25. RBC British AirwaysBase rate
    ≈1.5%1x points
  26. TD Platinum TravelCategory match · Spending cap applies · Only when billed automatically
    ≈1.5%3x points
  27. WestJet World EliteBase rate
    ≈1.5%1.5x points
  28. CIBC Aeroplan VisaBase rate
    ≈1.34%0.67x points
  29. CIBC Aeroplan Visa (Student)Base rate
    ≈1.34%0.67x points
  30. TD Aeroplan PlatinumBase rate
    ≈1.34%0.67x points
  31. CIBC Aventura Visa Infinite PrivilegeBase rate
    ≈1.25%1.25x points
  32. Amex SimplyCashBase rate
    1.25%1.25% back
  33. BMO CashBack MastercardCategory match · Spending cap applies · Only when billed automatically
    1%1% back
  34. CIBC Aventura Gold VisaBase rate
    ≈1%1x points
  35. CIBC Aventura Visa InfiniteBase rate
    ≈1%1x points
  36. CIBC Costco MastercardBase rate
    1%1% back
  37. CIBC Dividend VisaCategory match · Spending cap applies · Only when billed automatically
    1%1% back
  38. CIBC Dividend Visa (Student)Category match · Spending cap applies · Only when billed automatically
    1%1% back
  39. PC Insiders World Elite MastercardBase rate
    1%1% back
  40. PC MastercardBase rate
    1%1% back
  41. PC World Elite MastercardBase rate
    1%1% back
  42. PC World MastercardBase rate
    1%1% back
  43. RBC Cash Back PreferredBase rate
    1%1% back
  44. Momentum MastercardCategory match · Only when billed automatically
    1%1% back
  45. Momentum No-Fee VisaCategory match · Spending cap applies · Only when billed automatically
    1%1% back
  46. Momentum No-Fee (Student)Category match · Spending cap applies · Only when billed automatically
    1%1% back
  47. Scotiabank AmexBase rate
    ≈1%1x points
  48. Scotiabank Amex (Student)Base rate
    ≈1%1x points
  49. Scotia Gold AmexBase rate
    ≈1%1x points
  50. Scotia Passport PrivilegeBase rate
    ≈1%1x points
  51. Scotia Passport Infinite+Base rate
    ≈1%1x points
  52. Scotia Scene+ VisaBase rate
    ≈1%1x points
  53. Scotia Scene+ Visa (Student)Base rate
    ≈1%1x points
  54. ScotiaGold PassportBase rate
    ≈1%1x points
  55. BMO CashBack Mastercard (Student)Category match · Spending cap applies · Only when billed automatically
    1%1% back
  56. TD Cash Back VisaCategory match · Spending cap applies · Only when billed automatically
    1%1% back
  57. TD Rewards VisaCategory match · Spending cap applies · Only when billed automatically
    ≈1%2x points
  58. WestJet RBC MCBase rate
    ≈1%1x points
  59. CIBC Adapta MastercardBase rate
    ≈0.83%1x points
  60. CIBC Adapta Mastercard (Student)Base rate
    ≈0.83%1x points
  61. moi RBC VisaBase rate
    ≈0.8%1x points
  62. BMO VIPorter MastercardBase rate
    ≈0.75%0.5x points
  63. RBC IONBase rate
    ≈0.71%1x points
  64. RBC ION+Base rate
    ≈0.71%1x points
  65. RBC U.S. Dollar GoldBase rate
    ≈0.71%1x points
  66. BMO Blue Rewards World EliteBase rate
    ≈0.67%1x points
  67. BMO eclipse Visa InfiniteBase rate
    ≈0.67%1x points
  68. BMO eclipse Visa Infinite PrivilegeBase rate
    ≈0.67%1x points
  69. More Rewards InfiniteBase rate
    ≈0.6%4x points
  70. CIBC Aventura VisaBase rate
    ≈0.5%0.5x points
  71. CIBC Aventura Visa (Student)Base rate
    ≈0.5%0.5x points
  72. CIBC USD Aventura Gold VisaBase rate
    ≈0.5%0.5x points
  73. RBC Cash Back MCBase rate
    0.5%0.5% back
  74. More Rewards VisaBase rate
    ≈0.45%3x points
  75. BMO Blue Rewards MastercardBase rate
    ≈0.34%0.5x points

Business cards

  1. Amex Aeroplan Business ReserveBase rate
    ≈2.5%1.25x points
  2. Amex Business PlatinumBase rate
    ≈2.5%1.25x points
  3. Amex Business Gold RewardsBase rate
    ≈2%1x points
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  1. Marriott Bonvoy Business AmexBase rate
    ≈1.8%2x points

Values are cash-back equivalents: percentage rates as stated, and points at CardTruth's estimated point value (each teardown's Points & Redemption section explains it). Rates come from each card's terms; welcome offers aren't included. Confirm current rates with the issuer before you rely on them.