Merchants • Grocery

Best Credit Cards for Sobeys

Among the cards CardTruth has reviewed, the American Express Cobalt Card earns the most at Sobeys: 5x points, worth ≈10% of what you spend. Compare the top two →

Cards accepted

In store
Visa, Mastercard and American Express
Online
Visa, Mastercard and American Express

How purchases code (MCC)

  • 5411Grocery stores and supermarketsCommonly reported

A purchase's code is set by the merchant's payment processor and card network, not by your card, and it can differ by location, network and over time (American Express classifies merchants itself). Your statement shows how a purchase actually coded. Last verified October 2026.

Personal cards accepted in store

  1. American Express Cobalt CardCategory match · Spending cap applies
    ≈10%5x points
  2. Scotiabank Gold American Express CardNamed in the card's terms · Spending cap applies
    ≈6%6x points
  3. BMO CashBack World Elite MastercardBy merchant code · Spending cap applies
    5%5% back
  4. American Express Gold Rewards CardCategory match
    ≈4%2x points
  5. CIBC Dividend Visa Infinite CardCategory match · Spending cap applies
    4%4% back
  6. Scotia Momentum Visa Infinite+ CardBy merchant code · Spending cap applies
    4%4% back
  7. SimplyCash Preferred Card from American ExpressCategory match · Spending cap applies
    4%4% back
  8. BMO eclipse Visa Infinite CardCategory match · Spending cap applies
    ≈3.35%5x points
  9. BMO eclipse Visa Infinite Privilege CardCategory match · Spending cap applies
    ≈3.35%5x points
  10. BMO CashBack MastercardBy merchant code · Spending cap applies
    3%3% back
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  1. BMO VIPorter World Elite MastercardCategory match · Spending cap applies
    ≈3%2x points
  2. CIBC Aeroplan Visa Infinite CardCategory match · Spending cap applies
    ≈3%1.5x points
  3. CIBC Aeroplan Visa Infinite Privilege CardCategory match · Spending cap applies
    ≈3%1.5x points
  4. CIBC Dividend Platinum Visa CardCategory match · Spending cap applies
    3%3% back
  5. RBC Cash Back Preferred World Elite MastercardBy merchant code
    3%3% back
  6. Scotiabank American Express CardNamed in the card's terms · Spending cap applies
    ≈3%3x points
  7. Scotiabank American Express Card (for students)Named in the card's terms · Spending cap applies
    ≈3%3x points
  8. Scotiabank Passport Visa Infinite+ CardNamed in the card's terms · Spending cap applies
    ≈3%3x points
  9. Student BMO CashBack MastercardBy merchant code · Spending cap applies
    3%3% back
  10. TD Aeroplan Visa Infinite CardBy merchant code · Spending cap applies
    ≈3%1.5x points
  11. TD Aeroplan Visa Infinite Privilege CardBy merchant code · Spending cap applies
    ≈3%1.5x points
  12. TD Cash Back Visa Infinite CardBy merchant code · Spending cap applies
    3%3% back
  13. TD First Class Travel Visa Infinite CardBy merchant code · Spending cap applies
    ≈3%6x points
  14. American Express Aeroplan Reserve CardBase rate
    ≈2.5%1.25x points
  15. RBC Avion Visa Infinite PrivilegeBase rate
    ≈2.25%1.25x points
  16. TD Platinum Travel Visa CardBy merchant code · Spending cap applies
    ≈2.25%4.5x points
  17. RBC ION+ VisaBy merchant code
    ≈2.13%3x points
  18. American Express Aeroplan CardBase rate
    ≈2%1x points
  19. American Express Green CardBase rate
    ≈2%1x points
  20. CIBC Aeroplan Visa CardCategory match · Spending cap applies
    ≈2%1x points
  21. CIBC Aeroplan Visa Card for StudentsCategory match · Spending cap applies
    ≈2%1x points
  22. CIBC Aventura Visa Infinite Privilege CardCategory match · Spending cap applies
    ≈2%2x points
  23. CIBC Dividend Visa CardCategory match · Spending cap applies
    2%2% back
  24. CIBC Dividend Visa Card for StudentsCategory match · Spending cap applies
    2%2% back
  25. RBC Cash Back MastercardBy merchant code
    2%2% back
  26. Scotia Momentum Visa CardBy merchant code · Spending cap applies
    2%2% back
  27. Scotia Momentum Visa Card (for students)By merchant code · Spending cap applies
    2%2% back
  28. Scotiabank Platinum American Express CardBase rate
    ≈2%2x points
  29. Scotiabank Scene+ Visa CardNamed in the card's terms
    ≈2%2x points
  30. Scotiabank Scene+ Visa Card (for students)Named in the card's terms
    ≈2%2x points
  31. SimplyCash Card from American ExpressCategory match · Spending cap applies
    2%2% back
  32. TD Aeroplan Visa Platinum CardBy merchant code · Spending cap applies
    ≈2%1x points
  33. The Platinum Card from American ExpressBase rate
    ≈2%1x points
  34. Wealthsimple Visa Infinite + Credit CardBase rate
    2%2% back
  35. Wealthsimple Visa Infinite Privilege Credit CardBase rate
    2%2% back
  36. WestJet RBC World Elite MastercardBy merchant code
    ≈2%2x points
  37. Marriott Bonvoy American Express CardBase rate
    ≈1.8%2x points
  38. RBC Avion Visa InfiniteBase rate
    ≈1.8%1x points
  39. RBC Avion Visa PlatinumBase rate
    ≈1.8%1x points
  40. BMO eclipse rise Visa CardCategory match · Spending cap applies
    ≈1.68%2.5x points
  41. BMO VIPorter MastercardCategory match · Spending cap applies
    ≈1.5%1x points
  42. CIBC Aventura Gold Visa CardCategory match · Spending cap applies
    ≈1.5%1.5x points
  43. CIBC Aventura Visa Infinite CardCategory match · Spending cap applies
    ≈1.5%1.5x points
  44. RBC British Airways Visa InfiniteBase rate
    ≈1.5%1x points
  45. TD Rewards Visa CardBy merchant code · Spending cap applies
    ≈1.5%3x points
  46. BMO Blue Rewards World Elite MastercardCategory match · Spending cap applies
    ≈1.34%2x points
  47. RBC ION VisaBy merchant code
    ≈1.07%1.5x points
  48. CIBC Aventura Visa CardCategory match · Spending cap applies
    ≈1%1x points
  49. CIBC Aventura Visa Card for StudentsCategory match · Spending cap applies
    ≈1%1x points
  50. CIBC Costco MastercardBase rate
    1%1% back
  51. PC Insiders World Elite MastercardBase rate
    1%1% back
  52. PC MastercardCategory match
    1%1% back
  53. PC World Elite MastercardBase rate
    1%1% back
  54. PC World MastercardBase rate
    1%1% back
  55. Scotia Momentum Mastercard Credit CardCategory match
    1%1% back
  56. Scotia Momentum No-Fee Visa CardBy merchant code · Spending cap applies
    1%1% back
  57. Scotia Momentum No-Fee Visa Card (for students)By merchant code · Spending cap applies
    1%1% back
  58. Scotiabank Passport Visa Infinite Privilege CardBase rate
    ≈1%1x points
  59. ScotiaGold Passport Visa CardBase rate
    ≈1%1x points
  60. TD Cash Back Visa CardBy merchant code · Spending cap applies
    1%1% back
  61. WestJet RBC MastercardBase rate
    ≈1%1x points
  62. CIBC Adapta MastercardBase rate
    ≈0.83%1x points
  63. CIBC Adapta Mastercard for StudentsBase rate
    ≈0.83%1x points
  64. moi RBC VisaBase rate
    ≈0.8%1x points
  65. RBC U.S. Dollar Visa GoldBase rate
    ≈0.71%1x points
  66. BMO Ascend World Elite MastercardBase rate
    ≈0.67%1x points
  67. BMO Blue Rewards MastercardCategory match · Spending cap applies
    ≈0.67%1x points
  68. More Rewards RBC Visa InfiniteBase rate
    ≈0.6%4x points
  69. CIBC U.S. Dollar Aventura Gold Visa CardBase rate
    ≈0.5%0.5x points
  70. More Rewards RBC VisaBase rate
    ≈0.45%3x points

Business cards

  1. American Express Aeroplan Business Reserve CardBase rate
    ≈2.5%1.25x points
  2. Business Platinum Card from American ExpressBase rate
    ≈2.5%1.25x points
  3. American Express Business Gold Rewards CardBase rate
    ≈2%1x points
  4. Marriott Bonvoy Business American Express CardBase rate
    ≈1.8%2x points

Values are cash-back equivalents: percentage rates as stated, and points at CardTruth's estimated point value (each teardown's Points & Redemption section explains it). Rates come from each card's terms; welcome offers aren't included. Confirm current rates with the issuer before you rely on them.