Merchants • Transit

Best Credit Cards for Uber (rides)

Among the cards CardTruth has reviewed, the American Express Cobalt Card earns the most at Uber (rides): 2x points, worth ≈4% of what you spend. Compare the top two →

Cards accepted

In store
None
Online
Visa, Mastercard and American Express

Paid in the app; there are no stores.

How purchases code (MCC)

  • 4121Taxicabs and limousinesCommonly reported

    Rideshare codes with taxis (4121), which several cards' transit rates list by name. Uber Eats is a separate merchant.

A purchase's code is set by the merchant's payment processor and card network, not by your card, and it can differ by location, network and over time (American Express classifies merchants itself). Your statement shows how a purchase actually coded. Last verified October 2026.

Personal cards

  1. Amex CobaltCategory match
    ≈4%2x points
  2. BMO CashBack World EliteCategory match · Spending cap applies
    4%4% back
  3. BMO eclipse Visa InfiniteCategory match · Spending cap applies
    ≈3.35%5x points
  4. CIBC Aeroplan Visa Infinite PrivilegeCategory match · Spending cap applies
    ≈3%1.5x points
  5. RBC Cash Back PreferredCategory match
    3%3% back
Show all 80 personal cardsShow fewer
  1. Scotia Gold AmexCategory match · Spending cap applies
    ≈3%3x points
  2. TD Aeroplan PrivilegeCategory match · Spending cap applies
    ≈3%1.5x points
  3. TD Cash Back InfiniteCategory match · Spending cap applies
    3%3% back
  4. TD First Class TravelCategory match · Spending cap applies
    ≈3%6x points
  5. Amex Aeroplan ReserveBase rate
    ≈2.5%1.25x points
  6. RBC Avion PrivilegeBase rate
    ≈2.25%1.25x points
  7. TD Platinum TravelCategory match · Spending cap applies
    ≈2.25%4.5x points
  8. RBC ION+Category match
    ≈2.13%3x points
  9. Amex Aeroplan CardBase rate
    ≈2%1x points
  10. Amex GoldBase rate
    ≈2%1x points
  11. Amex GreenBase rate
    ≈2%1x points
  12. CIBC Aeroplan Visa InfiniteBase rate
    ≈2%1x points
  13. CIBC Aventura Visa Infinite PrivilegeCategory match · Spending cap applies
    ≈2%2x points
  14. CIBC Dividend Platinum VisaCategory match · Spending cap applies
    2%2% back
  15. CIBC Dividend Visa InfiniteCategory match · Spending cap applies
    2%2% back
  16. Momentum VisaCategory match · Spending cap applies
    2%2% back
  17. Momentum Visa (Student)Category match · Spending cap applies
    2%2% back
  18. Momentum Infinite+Category match · Spending cap applies
    2%2% back
  19. Scotiabank AmexCategory match · Spending cap applies
    ≈2%2x points
  20. Scotiabank Amex (Student)Category match · Spending cap applies
    ≈2%2x points
  21. Scotia Passport Infinite+Category match · Spending cap applies
    ≈2%2x points
  22. Scotia Platinum AmexBase rate
    ≈2%2x points
  23. Amex SimplyCash PreferredBase rate
    2%2% back
  24. TD Aeroplan InfiniteBase rate
    ≈2%1x points
  25. Amex PlatinumBase rate
    ≈2%1x points
  26. WS Visa Infinite+Base rate
    2%2% back
  27. WS Visa Infinite PrivilegeBase rate
    2%2% back
  28. WestJet World EliteCategory match
    ≈2%2x points
  29. Marriott Bonvoy AmexBase rate
    ≈1.8%2x points
  30. RBC Avion InfiniteBase rate
    ≈1.8%1x points
  31. RBC Avion PlatinumBase rate
    ≈1.8%1x points
  32. BMO VIPorter World EliteBase rate
    ≈1.5%1x points
  33. RBC British AirwaysBase rate
    ≈1.5%1x points
  34. TD Rewards VisaCategory match · Spending cap applies
    ≈1.5%3x points
  35. CIBC Aeroplan VisaBase rate
    ≈1.34%0.67x points
  36. CIBC Aeroplan Visa (Student)Base rate
    ≈1.34%0.67x points
  37. TD Aeroplan PlatinumBase rate
    ≈1.34%0.67x points
  38. Amex SimplyCashBase rate
    1.25%1.25% back
  39. RBC IONCategory match
    ≈1.07%1.5x points
  40. CIBC Aventura Gold VisaBase rate
    ≈1%1x points
  41. CIBC Aventura Visa InfiniteBase rate
    ≈1%1x points
  42. CIBC Costco MastercardBase rate
    1%1% back
  43. CIBC Dividend VisaCategory match · Spending cap applies
    1%1% back
  44. CIBC Dividend Visa (Student)Category match · Spending cap applies
    1%1% back
  45. PC Insiders World Elite MastercardBase rate
    1%1% back
  46. PC MastercardBase rate
    1%1% back
  47. PC World Elite MastercardBase rate
    1%1% back
  48. PC World MastercardBase rate
    1%1% back
  49. RBC Cash Back MCCategory match
    1%1% back
  50. Momentum No-Fee VisaCategory match · Spending cap applies
    1%1% back
  51. Momentum No-Fee (Student)Category match · Spending cap applies
    1%1% back
  52. Scotia Passport PrivilegeBase rate
    ≈1%1x points
  53. Scotia Scene+ VisaBase rate
    ≈1%1x points
  54. Scotia Scene+ Visa (Student)Base rate
    ≈1%1x points
  55. ScotiaGold PassportBase rate
    ≈1%1x points
  56. TD Cash Back VisaCategory match · Spending cap applies
    1%1% back
  57. WestJet RBC MCBase rate
    ≈1%1x points
  58. CIBC Adapta MastercardBase rate
    ≈0.83%1x points
  59. CIBC Adapta Mastercard (Student)Base rate
    ≈0.83%1x points
  60. moi RBC VisaBase rate
    ≈0.8%1x points
  61. BMO VIPorter MastercardBase rate
    ≈0.75%0.5x points
  62. RBC U.S. Dollar GoldBase rate
    ≈0.71%1x points
  63. BMO Ascend World EliteBase rate
    ≈0.67%1x points
  64. BMO Blue Rewards World EliteBase rate
    ≈0.67%1x points
  65. BMO eclipse Visa Infinite PrivilegeBase rate
    ≈0.67%1x points
  66. More Rewards InfiniteBase rate
    ≈0.6%4x points
  67. BMO CashBack MastercardBase rate
    0.5%0.5% back
  68. CIBC Aventura VisaBase rate
    ≈0.5%0.5x points
  69. CIBC Aventura Visa (Student)Base rate
    ≈0.5%0.5x points
  70. CIBC USD Aventura Gold VisaBase rate
    ≈0.5%0.5x points
  71. Momentum MastercardBase rate
    0.5%0.5% back
  72. BMO CashBack Mastercard (Student)Base rate
    0.5%0.5% back
  73. More Rewards VisaBase rate
    ≈0.45%3x points
  74. BMO Blue Rewards MastercardBase rate
    ≈0.34%0.5x points
  75. BMO eclipse rise VisaBase rate
    ≈0.34%0.5x points

Business cards

  1. Amex Aeroplan Business ReserveBase rate
    ≈2.5%1.25x points
  2. Amex Business PlatinumBase rate
    ≈2.5%1.25x points
  3. Amex Business Gold RewardsBase rate
    ≈2%1x points
Show all 4 business cardsShow fewer
  1. Marriott Bonvoy Business AmexBase rate
    ≈1.8%2x points

Values are cash-back equivalents: percentage rates as stated, and points at CardTruth's estimated point value (each teardown's Points & Redemption section explains it). Rates come from each card's terms; welcome offers aren't included. Confirm current rates with the issuer before you rely on them.